C-10 — Commercial Banks

What is a commercial bank?

What do we generally mean by the word 'bank'?

A commercial bank is a __________ oriented organization.

How do commercial banks make profit?

Commercial banks make business mainly by receiving money and providing —

Commercial banks contribute to economic development by providing —

From whom do commercial banks collect money?

What is the fundamental objective of commercial banks?

Which of the following is an indirect objective of commercial banks?

Collecting surplus money from people and forming capital is which objective of commercial banks?

Which of the following is introduced by commercial banks as a medium of exchange?

Whom do commercial banks assist in the formation of loan policy and regulation?

How do commercial banks help mitigate gap between rich and poor?

Forming a saving-tendency among people is —

How do commercial banks ensure economic stability?

Which is NOT an objective of commercial banks?

Ensuring security of money and valuable ornaments of people is —

Consider the following objectives of commercial banks:

Development of trade and industries is achieved by commercial banks through —

Which objective of commercial banks aims at proper distribution of wealth?

Which is one of the main functions of commercial banks?

Which type of account does NOT receive interest from commercial banks?

On which accounts do banks pay interest to depositors?

How does a bank create capital?

Which is the main source of income of a commercial bank?

The rate of interest charged from borrowers compared to the rate offered to clients is —

What is called the real interest that forms part of bank's operational income?

How does a bank create loan deposits?

Which of the following is used as a medium of exchange by commercial banks?

Who usually issues notes?

How do commercial banks issue notes indirectly?

When a bank serves as a trustee, it —

What does an importer need to convert through a bank?

What does an exporter need to convert through a bank?

Which instrument plays an important role in international trade by creating financial and business connections between importers and exporters?

Who serves as the treasury of the government?

Banks change bills of exchange by __________ in favour of clients to support business.

Consider the main functions of commercial banks:

Besides disbursing loans, commercial banks invest capital in —

How do banks transfer money inside and outside the country?

How can clients protect ornaments and property documents in banks?

Which service includes collecting house rents on behalf of clients?

How does the central bank regulate supply of money and loans?

Which is vital for ensuring economic stability and regulating inflation of money?

How do banks support regional development?

Banks assist industrial plants by offering —

How do banks help in agricultural development?

Consider the following special functions of commercial banks:

How do commercial banks indirectly create new employment?

Which is the first and foremost source of funds for a bank?

In a joint capital company, capital is formed by —

What is a reserve fund?

The reserve fund is used as —

Which is a powerful source of funds to a commercial bank?

How many types of bank deposits are there?

Which is NOT a type of bank deposit?

From where can commercial banks borrow in times of emergency?

Banks can also raise funds by issuing —

Consider the following sources of funds of commercial banks:

Which one is the source of income of commercial banks?

What is the main source of income of a commercial bank?

Commercial banks earn profit by investing in —

How do commercial banks earn through bill discount?

Banks earn commission from —

Income from locker rent comes from —

What are agency services of commercial banks?

Banks earn through brokerage in —

How do commercial banks earn through foreign exchange?

Banks earn income from international trade through —

Letter of credit commission is charged on behalf of —

Banks charge commission for performing services as —

Consider the following sources of income of commercial banks:

Which of the following is NOT an income source of commercial banks?

Consider the following:

Which of the following is an expenditure of a commercial bank?

Banks pay interest to the central bank on —

Allowances of which group is an expenditure of commercial banks?

Auditor's charges are —

Charges for cases or legal measures are incurred for —

Which is NOT an expenditure of a commercial bank?

Charges for making correspondence include cost of —

Training charges of employees fall under —

Consider the following expenditures of commercial banks:

In organizational operation, commercial banks —

On behalf of a garments trader involved in international trading, commercial banks —

Mr. Mridul is an international trader of jute. Which bank service is MOST relevant for him?

Mr. Md. Araf needs to borrow a large amount of money for real estate business. Which function of bank is involved?

Ms. Shaila wants to keep her ornaments and valuable documents safe. Which bank service should she use?

If a person loses money on the way carrying it in cash, which bank service could have avoided the loss?

Which statement best evaluates 'Service to people is our main mission' of commercial banks?

Which of the following is the MAIN income source of commercial banks?

Banks charge __________ interest on loans than they pay on deposits.

Which type of deposit yields no interest?

Which is an internal source of funds of commercial banks?

Which is an external source of funds of commercial banks?

Sanctioning a loan and crediting it to a new deposit account in borrower's name is called —

Which item is BOTH a function and a generator of income for commercial banks?

Which of the following items is common between commercial bank objectives and functions?

Which is the proper sequence in loan deposit creation?

Which of the following is a function of commercial bank performed only on customer request as a representative?